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Take Control of Your Money with One Simple Tool

Our free Cash Flow Tracker helps you see where your money goes—clearly and calmly. Designed for everyday use, it’s an easy Excel tool that makes tracking income and spending feel simple, not stressful.
Download the Free Tracker
Download the Free Tracker

Designed to Make Budgeting Simple

No complicated apps or subscriptions—just a practical tool that gives you a clear view of your money. Whether you’re managing finances solo or as a family, this tracker helps you stay on top of your spending with ease.
Simple Excel format — no logins or learning curves
Automatically calculates your spending by category
Easy dropdowns to tag and organise transactions
Clear visual summary of where your money is going
Built-in guidance to help you stay on track each month

How to Use the Cash Flow Tracker

We’ve made it as easy as possible to get started. Follow these three simple steps to begin tracking your money with clarity and confidence.

1. Input Your Transactions

Add your income and expenses into the tracker as they happen—no need to wait until the end of the month.

2. Categorise with Dropdowns

Use the built-in dropdowns to quickly tag your spending so you can see where your money goes.

3. Review Your Spending Summary

View your totals and charts in the summary tab to spot trends, adjust habits, and stay on track.

Usage Terms & Copyright Notice

This Cash Flow Tracker is provided by Finviva for personal use only. It is a free tool designed to help individuals and families gain clarity over their finances. While we encourage you to use and share the tracker within your household, it must not be copied, sold, or distributed commercially.

All content within the tracker, including structure, formulas, and instructions, remains the intellectual property of Finviva. By downloading or using this tool, you agree not to modify or reproduce it for resale or redistribution in any form without written permission.

Ready to Feel More in Control of Your Money?

Let’s make money feel less stressful and more empowering. Book a free discovery call to find out how coaching can help you take the next step—whether you’re budgeting solo, working as a couple, or planning your family’s future.
Book Your Free Discovery Call
Book Your Free Discovery Call